Saturday, December 29, 2007

I've just added a blog song after changing my skin:P
It's inspired by a very special friend who sent me this song. I left it in my 'received files' folder for more than 6 months now. It was only until i started to clear my stuff from my com did i sit down and listen to it again. Only this time, it stole my heart.
K It's 'Everytime' from Britney Spears. Something that helps me get in touch with my emotions and feelings more strongly. Something that gets me emotionally attached. I hope it would for you too.
This song is dedicated to you.


santacantfly :(; 10:56 PM (:


Why do i tend to sleep with tears in my eyes? It ain't sobbing, it ain't crying. They just kinda leak out....

Worry is a plague. Don't get infected with it.


santacantfly :(; 1:50 PM (:

Sunday, December 23, 2007

K I just returned frm m'sia (AGAIN!) Not gonna say much about my trip. well cause, what's there to say anyway? I went here and there blah blah.... enjoyed myself etc etc.... this is how i wasted my time......

Though, here's something i noticed: When i was buying 2 large pizzas (almost once every 2 days) I noticed a pizza hut ad offering 750RM for a full time worker and 4.10RM for part timers. God I was so shocked la! How in the world were they supposed to survive??? I could earn more than their full time worker by just doing part time in Sg. Gosh it's like S$325/mth! And THAT'S considered one of the higher paying restaurants in malacca. Lol i sound sooo like a rich chinese indonesian who's decided to immigrate to Sg=p

Went to KL for abit. Nthing interesting to purchase... Haha loved the buffet served at Traders Hotel! Prawns were CHILLED. Plus lots more la. next time muz go again.

I've began to interest myself in self-help books, esp in the 'rich dad' series. haven't bought it yet though. Gonna be up on my wishlist soon! Btw, Merry christmas all!


santacantfly :(; 6:19 PM (:

Wednesday, December 19, 2007

here's a new topic: CARS

Shld pple in the future get cars? Or let public transport do the job. For the namesake? or for the convenience?

They say Sg pple want the 5Cs, of which car and condo is included. I say: Why not minus the car and upgrade the condo to a semi or bungalow? Cars devalue over time. Land in Sg doesn't.(it's kinda the demand/supply thingy) Here's how i see it. Cars are rented to us for a period of 10 yrs. in fact, most experience problems after 3. So why in the world are we willing to pay nearly 100k to rent a car for 10 yrs, where 7 of them experience problems? Now that's minusing all the petrol and maintainence. In the worst case scenario, it costs at least 1k a month every month for 10 yrs just to use a car.

That was the worst of our problems. Alright. Assumming everyone in Sg owns a car. It would be freaking overcrowded la. U see sg now trying to build more roads...... underground and over-head. Even people have commented 'PIE is becoming the new Mass Carpark'. So I'll ask once more. Why do people in Sg still wanna pay 1k a month for more inconveniences? Life ain't complicated enough issit? Muz train stress stamina arr?

K i'm posting about this cause I was damn pissed ytd in the car la. Got car sick. Stupid traffic in town. My Altis was doin less than 10. As if that wasn't enough, we had to start-stop, start-stop. Like boat liddat. Thank god i don't step into town all that often. or i'll need to carry a barf bag.


santacantfly :(; 1:35 PM (:

Monday, December 17, 2007

OMG my sis just poured COLD water down my neck!!!! ewww!!!

Haha getting lonely le. All my friends going camp/oversea etc etc today! So i vv left behind la. Baik arr Man U! defence was damn solid ytd. good win though.

K i now I'm stuck with trying to buy christmas cards..... Where to buy sia. better dun tell me those crappy ones from popular. Pls. the only reason they sell is cause people don't bother looking for nice ones and send cards for the sake of sending. Maybe i'll drop by some card shop tmr or smthing. Have to get them b4 i go on vacation. or else i'll miss the time frame.

ytd was chatting with a couple of friends. Got a few of their addresses. Wahaha! so planning to hand deliver their cards. It's possible to cycle to their hses la. I juz need to cut across the PIE. Hope there's a bridge across it. Or else I'd need to chiong across the highway. Since i'm practically going to their hses, shld i buy prezzies for them as well? hmmm... dunno sia. getting broke atm. mum cuts my allowance during holidays..... k la maybe i shld get them smthing small. Chocolates sound good? lol nvm la. it's still the card which is valuable. Damn my crappy handwritting. Wish i had better. Hey u guys wanna join me to cycle to all ur hses? Ps El. urs is pasir ris. way out of my range. super far. i'll send u ur by mail bah.


santacantfly :(; 1:47 PM (:

Saturday, December 15, 2007

Hey yall! Finally decided to revive my super dead blog le! Just chose this blogskin. VV nice! Just that it's for a girl. So nvm bah. temporarily only. Until i find a way to make it a little more mannish. =p

I'll be mostly talking about....... aspirations, plans everything about the future!!!!
K it's not about my sch work, my studies, worry about not make the U etc etc.... it's more of the future. It's like vv scary la! here's a simple example:

Suppose I want to stay in a house worth abt 2.5 to 3 mil next time. (i really really wanna stay in a hse 2.5-3mil la, not suppose one) Assuming downpayment 25%. Means i have to fork out like 750k, while paying the rest by installment. (that's 2.25 mil la) If i decide to pay over a 25 yr period, i can expect a 7.5% interest rate So i have to pay 2.42 mil. That divide by 25 yrs is 96k per annum! Which means i need a mthly salary of more than 8k just to pay for the hse! Plus if i buy the hse when i'm 30, I'll have to pay till i'm 55!!!!!

Sigh scary right?! Ok let's pretend that i take on trust funds and equities. maybe i cash in 100k, 10 yrs down the road, I may juz withdraw 140-150k. not alot eh? (Don't forget there's a risk in playing with the stocks and shares) Works out to be abt earning an extra 5k a yr.... Which could easily be overtaken by Sg's inflation rate. (it's rising to about 3% in 08 guys) Pls la. Put in bank only get 0.125% interest if u are lucky. So in simple words, YOU ARE LOSING MONEY EVERYDAY YOU DON'T SPEND THEM! So what are you doing with cash in your bank account?! take them out to SPLURGE now!!!!

Wahaha! I'm going insane le la! Liddat how to buy a nice hse, raise a good family plus save enough for old age sia.... Muz well buy insurance and go kamikaze!


santacantfly :(; 3:39 PM (:

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